Where do we learn about money?

And how our beliefs impact our actions

Did you know 44 per cent of lotto winners lose their entire fortunes?

That’s because it’s not about how much money you have; it’s about what you do with it.

Money is a core survival issue. It’s central to our lives, regardless of how much you earn, where you live, what you buy or the decisions you make. Yet most people have very little idea about how to manage their money or training on how to financially prepare for the future.

“Poor” financial literacy

Most people never receive a formal financial education. Financial literacy is not taught in Australian schools, so you’re forced to rely on the lived experiences of your role models, usually your parents. This is how you form your money mindset.

Money mindset is your relationship, attitude and beliefs towards money. It’s usually formed unconsciously between the ages of two and 12, yet influences your decisions for a lifetime, unless challenged.

Without a good understanding of money or a clear financial plan, it’s difficult to get ahead, save or maintain a good financial position. And, unfortunately, if you make too many poor financial decisions, money can have a negative impact on your life.

However, if you can change your mindset, you can change your behaviour. And when you change your behaviour towards money, you’re on your way to achieving financial success.

Which “school of finance” did you attend?



“I learned Ancient History, but nothing about how to manage my money.”



Currently, there is no independent financial literacy program taught in Australian schools.



“I manage my money the same way my parents did, even though our circumstances are completely different.”


Youth today still rely on their parents as their leading source of financial knowledge, despite most Australians reporting financial stress. Consequently, bad habits are passed on.

The hard way


“I wish someone had taught me this when I was growing up.”


Most people learn money lessons from making costly mistakes.



“John at work invested in a new business, so that’s what I did too.”


Asking your mates, work colleagues or “rich friends” what they do with their money.

Managing your emotions

Just as your money mindset affects your financial decisions, so too do your emotions.

Fear, greed and desire are often the key drivers in financial decisions. Combined with a lack of experience or confidence with financial issues, you can end up making very costly mistakes.


Did you know sadness induces impatience and narrow-mindedness? When making financial decisions, this emotion can lead to “present bias” in which you favour instant reward over long-term returns.

Given that financial decisions often come with a sense of trepidation or urgency, you’re biologically wired to experience negative emotions, such as sadness or anxiety. However, when you learn to recognise these emotions, you can start to make better choices.

Making your money work for you

And the choice is yours. You can change and you can update your beliefs to suit your circumstances and goals. But you must be willing to see and do things differently if you want to achieve a different result.

This is where financial coaching can help.

The role of a financial coach is to educate you and give you the tools to bridge the gap between your money mindset and your real-life financial situation. With this skill, you can redefine your past, align your present and master your financial future.

Book a free consultation with a Reventon Money Coach  today!

Talk to the Reventon team and we’ll give you all the guidance you need to be a successful at investing your money.

Additional Resources​

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Reventon Investments – Residential Property Investment. We help everyday Australians build wealth safely through property investment. Book a free consulation today.

Reventon Finance – For all your mortgage and finance needs. Our multi-award-winning finance team can help you with home loans, investment loans, mortgage refinance and more. Have a chat to a finance specialist today.



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The Legendary Luncheons

Record-Breaking 5th Year Vinnies CEO Sleepout

The Inaugural Lead With Kindness Event (#LWK)

To kick off our most special Vinnie’s campaign ever, we teamed up with the incredibly talented musicians Matt Charles and Andrew Loadsman to get into the studio and record our charity anthem ‘A Little Means a Lot’. Thanks so much to Mark D’Angelo and the Backlot Studios for bringing this poem to life. Still gives us chills everytime.

A Little Means A Lot

Brick By Brick

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Reventon Raises Over $100K For Vinnies CEO Sleepout

Chris Christofi once again spent a night sleeping on the streets for his 4th Vinnie’s CEO sleepout. After raising progressively more and more in previous years, Chris placed 4th amongst CEO’ss nationally after raising over $113,000, after Chris pledged to match ever donation dollar for dollar.

Despite being a virtual event this year owing to covid restrictions, Vinnie’s set a new donation record with $9.4 million raised nationally.

Chris pledged that the following year, he would be the first Vinnie’s CEO to raise over $250,000.

Vinnies’ CEO Sleepout

Chris takes part in his first Vinnies CEP Sleepout. He exceeds his $40,000 target by raising $40,185 placing him 12th out of 1,462 CEO’s nationwide and in the top $1% of fundraisers across Australia.

You can check out Chris’ first ever LinkedIn post talking about his experiences on that first sleepout by clicking here. 

Chris’ Second Vinnies CEO Sleepout

After raising over $40,000 the previous year, Chris and the Reventon team are determined to beat that, and this year manage to beat their target of $60,000, raising $60,564 for homeless Victorians, after Chris promised to match every dollar donation with 50c of his own money. This year Vinnies hit a new record of $7.87 million nationally.

Chris Christofi On His Third Vinnie's CEO Sleepout

After raising over $60,000 in 2019, this year Chris and Reventon manage to easily clear their target of $80,000 and raised $82,177 after Chris vowed to match ever dollar donated with 75c of his own money.

Matt Charles from We Gift Wrap worked with Chris to produce a song raising awareness of Chris campaign.

Reventon Accounting Launch

A range of financial, accounting and property services are brought under the Reventon banner   

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  • Tax Planning  
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  • Business Restructuring and Setting Up a new Entity

Reventon accounting is proud to provide the following services:

  1. Preparation of Financial Report and Tax Return – As part of our annual tax-related compliance work, our team is proactively establishing the best tax minimisation models for you, and also, ensuring tax compliance on your account. 
  2. Tax Planning – Everyone need the ultimate planning and strategy in all parts of life, especially Tax. Our highly experience team will build a personalised  tax strategy and minimisation according to your situation and needs and ensure you a maximum advantages on any investment asset transactions. 
  3. Business Activity Statement, FBT Return, and Tax Installment –  Small business owners spend hours every week dealing with Tax Requirements (BAS, FBT, and Tax Installment) which is a valuable time that you could have spent growing the business and the profit. Let our expert team to take this hassle away from your shoulder so you can build a valuable business for your retirement. 
  4. Business Restructuring and Setting Up a new Entity – Entity structure is one of the five foundations of a business. Our knowledgeable team will ensure you to have a solid foundation so you can focus on building a business on top of it. Your investment is your business too, don’t overlook them. 
  5. Bookkeeping, Payroll, and other Business Compliance – Our team takes ownership on anything that we do. We ensure high quality work and compliance in any levels of Accounting and Tax Regulations – ASIC Corporate compliance, workcover insurance, business-required licensing and insurances, Single Touch Payroll and payroll-tax, Superannuation Tax and Regulations. 
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